What a taxable index-fund account is actually worth after expense-ratio drag and after Nevada takes its share of the gain — which, in most states, is not at the federal preferential rate.
Your gain is untouched by Nevada. Only federal tax applies. Nevada does not tax capital gains and has no separate capital-gains excise. Gains realized by a natural person are personal income and fall inside the Article 10 section 1(9) prohibition. Worth stating explicitly because Washington State structured its 7% capital gains tax as an EXCISE on the sale transaction precisely to route around a comparable state constitutional bar — Nevada has enacted no such workaround, and the Department of Taxation's complete tax-type roster contains nothing of the kind.
What your state actually takes from a 401(k) withdrawal, a pension, and Social Security — in dollars, not a yes/no list.
2026 limits, employer match, the 60-63 super catch-up, and whether the Roth catch-up mandate applies to you.
When your RMDs start under SECURE 2.0, how much this year's is, and what missing it costs.
What retiring actually costs across all fifty states in 2026 — the three lines that decide it, why ranking states by income tax gets the answer wrong, the federal rules that follow you everywhere, and the decisions that are worth real money before you move.
Nevada charges $0 in state income tax on a typical retirement income, $2,489 in property tax on its median home and $2,025 in insurance — $4,514 together, which is 2nd of 50.
What moving actually saves, on your own income mix rather than a headline rate — and how to establish domicile so the state you left cannot follow you.
Which account to draw first, priced. The three cliffs a withdrawal can cross without warning, the conversion window almost nobody uses, and why the order is the last big decision you can still change.