When your RMDs actually start under SECURE 2.0 — which is 72, 73, or 75 depending on the year you were born, not the flat 70½ or 72 most material still quotes — how much this year’s is, and what missing it costs.
What moving actually saves, on your own income mix rather than a headline rate — and how to establish domicile so the state you left cannot follow you.
Which account to draw first, priced. The three cliffs a withdrawal can cross without warning, the conversion window almost nobody uses, and why the order is the last big decision you can still change.