What a taxable index-fund account is actually worth after expense-ratio drag and after Wyoming takes its share of the gain — which, in most states, is not at the federal preferential rate.
Your gain is untouched by Wyoming. Only federal tax applies. No Wyoming tax on capital gains, short-term or long-term. Wyo. Stat. Title 39 contains no chapter imposing a tax on individual income or on gains: its operative chapters are ad valorem property taxation, mine product taxes, sales and use tax, fuel tax, cigarette taxes, inheritance taxes, taxes on railroads, and excise taxes on coal transportation and on electricity produced from wind and nuclear generation. Wyoming has enacted nothing resembling Washington's standalone capital gains excise, and this was checked specifically rather than inferred from the absence of an income tax.
What your state actually takes from a 401(k) withdrawal, a pension, and Social Security — in dollars, not a yes/no list.
2026 limits, employer match, the 60-63 super catch-up, and whether the Roth catch-up mandate applies to you.
When your RMDs start under SECURE 2.0, how much this year's is, and what missing it costs.
Wyoming charges $0 in state income tax on a typical retirement income, $2,083 in property tax on its median home and $1,900 in insurance — $3,983 together, which is the cheapest state in the country to retire in on these three lines.
What retiring actually costs across all fifty states in 2026 — the three lines that decide it, why ranking states by income tax gets the answer wrong, the federal rules that follow you everywhere, and the decisions that are worth real money before you move.
What moving actually saves, on your own income mix rather than a headline rate — and how to establish domicile so the state you left cannot follow you.
Which account to draw first, priced. The three cliffs a withdrawal can cross without warning, the conversion window almost nobody uses, and why the order is the last big decision you can still change.