Salary templates

Two offers priced as packages rather than as salaries. A discretionary bonus is discounted for what it actually is, the employer retirement contribution goes in as dollars rather than a formula, the health premium you pay comes off, and private equity is valued at what you would genuinely pay for it in cash today. It deliberately does NOT compute your tax — filing status, dependents and local tax all move it, and a guessed figure would look authoritative and be wrong; enter each offer's real take-home instead and the comparable-net row does the rest. Ends with the five things no number on the page captures, because in a close decision those are the decision.

Two lines on a payslip are exact percentages set by statute and identical for every employer, which makes them checkable rather than merely recordable. This recomputes Social Security and Medicare from your own gross — subtracting the Section 125 health premium and HSA that reduce the FICA base, and pointedly not the 401(k) deferral that does not — then compares both against what was actually withheld and names the difference. It handles the pay period that straddles the Social Security wage base, ties your computed net against the printed net before it will let you read anything else, and is explicit about which lines cannot be checked here and why.